+39 331 381 9509
Mortgages
Mortgages and loans for the purchase and/or restoration of property (also swimming pools, cars and other large purchases)

In the current global downturn, the mortgage market is changing all the time; some lenders are pulling out, whilst new companies are setting up and new mortgage products then become available. Frankly, it can be a minefield to pick your way through the choices that are appropriate to your personal circumstances.

Our Recommendation:
We have found one truly excellent Italian mortgage broker: FIDEA, based in Le Marche. We now suggest that our clients only deal with them. Why? What can they do for you?

FIDEA do all the research for you. They manage all the interactions with a variety of financial institutions (local banks, specialized banks, other financial companies). They recommend the right type of mortgage for you, with the right company. There is a host of different financial products available, each with its own downsides, hidden fees and troublesome procedures. You also need guidance on whether you should have a fixed loan, variable, or a mixture of the two. And, you need to know what will suit your personal circumstances. FIDEA helps you choose what fits your needs. Most of their mortgage consultants speak English. Their paperwork is all in English.

Check out this page on their website, to more fully understand how they work:
http://www.fideamutui.it/en/mortgages-italy/

FIDEA will also progress your application fast; you will normally have a full mortgage proposal on the table 2 months from when they receive all the required application documentation from you. If you try to make your own application, we can guarantee it will take you between 4-7 months. This is enough time for the person you are buying from to lose confidence and walk away from the deal. We have seen this happen.

Contact Details for FIDEA
We recommend you speak with Maria Tomassetti (she speaks Italian and English)
Tel: +39 0734 759687
Email: m.tomassetti@fideacredito.it
Website: www.fideamutui.it

If you contact FIDEA, please mention that you found them through the Magic Marche website, as personal recommendation is the nicest compliment you can pay anyone.
Currency
Organising your foreign currency
If you need to exchange money into euros for your deposit and property purchase, you should be speaking to a currency specialist. Why? Because banks carry large overheads and potentially make large profits from currency transactions, a specialist can offer you rates and servcies which the banks do not.

For almost 10 years our clients have been helped to make their payments by Hifx Europe Ltd, a well established and highly professional international payments specialist. Here is some information about them:

How to move money overseas at competitive rates
Estalished in 1998, and now part of Euronet Worldwide, Inc. (NASDAQ: EEFT), HiFX realised that by minimising unnecessary banking overheads and investing in technology, they could offer companies and private individuals an exceptional foreign exchange service with no hidden fees.

Almost 20 years on they have successfully helped over 100,000 private individuals, and 6,000 buisnesses transfer over £100 billion on behalf of clients in 127 countries as a result of their passion to save customers money.

With over 8,000 reviews and a 5/5 'excellent' rating from their clients we recommend you speak to HIFX to find out how they can help you. Having set up your account (which is quick and easy and you only need do this once), you then get a personal client number and can transact online 24/7. With access to speak to international payment consultants about your transfers and the best way to plan these, it is all remarkably easy and you can also arrange transfers over the telephone if you prefer.

Visit their website via this link and learn more about their service.

If you like what you read, simply press 'Join now' in the top right hand corner and follow the simple instructions to create your free, no obligation account. We recommend that you sign up way ahead of your property purchase, so that you have no last minute rush when you find your house – you will have other priorities by then.

HiFX can give you access to:

Click here to find out more

NB: Magic Marche have established great links to personnel within HiFX who you can contact with any questions: Tel: +44 (0)175 385 9159 or Email: agents@hifx.co.uk and remember to mention your connection to Magic Marche so they know why you are calling.
Magic Marche is working in partnership with HiFX Europe Ltd. HiFX Europe Ltd is authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, registration 462444, for the provision of payment services.The details expressed in this transmission and accompanying documents are for information purposes only and are not intended as a solicitation for funds or a recommendation to trade. HIFX Europe Ltd accepts no liability whatsoever for any loss or damages suffered through any act or omission taken as a result of reading or interpreting any of the above information. HiFX is a limited company registered in England and Wales. Registered number:3517451. Registered office: Morgan House, Madeira Walk, Windsor, Berkshire, SL4 1EP